How to Enroll

The www.401k.com online tool makes enrolling easy. Log on with your username and password, select the Deferred Compensation Plan link, and follow the steps below.

Step 1:
Your Deferrals

Enter the desired deferral rates for each source of compensation.

• Base Pay: Defer up to 50% of 2025 base pay.
• Commissions: Defer up to 100% of any commissions earned during 2025 (if eligible).
• Bonuses: Defer up to 100% of cash bonuses earned in 2025 and paid under the Company Performance Bonus or Executive Annual Incentive Plans.

If you are a newly eligible employee, you can elect to defer base pay, commissions (if eligible), and cash bonuses earned in 2025 and paid under the Company Performance Bonus or Executive Annual Incentive Plans. Note that no bonus deferral elections are taken after July 1; and no deferral elections for salary or commissions are taken after October 1.

Step 2:
Your Distribution Elections

Decide whether your investment elections apply to all sources or to individual sources of compensation.

• Select your investment options and the percentage you wish to assign to each.
• Review the information for each option before you make your choices. Confirm that you have read the prospectuses for funds you select.
• Repeat the investment election process if you are designating investments separately for each source.

Please note that changes to your investment elections will be effective immediately and apply to all monies deferred going forward.

Step 3:
Your Allocations 

Make a separate distribution election for each source of your deferrals: Just choose when you want to receive distributions, then select a payment option for your distributions (i.e., one lump sum or annual installments paid over two to 15 years).

Remember to repeat this election process for each source.

Step 4:
Review & Submit

Review your elections carefully to confirm your choices. If the information is correct, click “Save and Submit” to advance to the Confirmation screen.

Step 5:
Confirm Your Elections

Your enrollment is complete and your elections have been saved. Print the confirmation notice to retain it for your records,then select Your Profile to update your beneficiaries.